Currency exchange,
without the friction.
Receive and send international payments quickly and securely, with transparent execution across borders.
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A transparent global payments platform, built for businesses.
Direct control over pricing, execution, and settlement across currencies and rails.
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BRL
5,127
Bordeless
USDC
5,121
Exchange
-$5,127
+28 471,80
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Everythingyou need to run cross-border finance.
From local payments to global transfers, stablecoins, and FX. All in one platform.
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CAD
EUR
GBP
CNY
USD
AUD
JPY
International Bank Transfers
Cross-border payments via SWIFT and regulated bank rails in major currencies.
Direct FX Negotiation
Reduce FX costs by agreeing on rates directly with counterparties.
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Stablecoin Rails
Move money globally with USDC for payments, or convert in and out of local currencies. EURC is launching next.
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Local Payments (Pix & TED)
Instant and bank transfers in Brazil, designed to fit your workflows. More regions coming soon.
How money moves with Fluxo
Get a standard FX quote, then execute and settle through regulated partners.
Select the transaction currency
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Who will be the beneficiary of the transaction?
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Operation details
Confirm the transaction
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Modernize how finance teams run FX
A new layer for negotiated FX with regulated execution and settlement.
Negotiated USD/BRL
+ $1254
9:56
FX rate: 5,1693 USD/BRL
Negotiated USD/BRL
- $457
19:28
FX rate: 457 USD ≈ 2394.22 BRL
Direct FX negotiation
For businesses sending and receiving internationally, direct rate negotiation is an optional layer
AI-assisted matching
Fluxo helps identify compatible counterparties and surfaces negotiation opportunities based on your needs.
Negotiation overview
€1,000
FX rate: 5,1693 USD/BRL
Final amount received
€997
Full visibility, no hidden fees
Settlement confirmed
Completed
Execution completed
On time
Regulated execution and settlement
Get a quote, confirm, then execute and settle through regulated partners.
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Traditional workflows vs Fluxo
How Fluxo modernizes the traditional bank workflow.
Regulated & secure environment
Standard FX
Negotiated FX
Stablecoin rails
FX data & analytics in-platform
Multi-rail execution built for B2B
Traditional workflows
No marketing claims. Just structural differences.
Stablecoin-Powered Payments Infrastructure
Measurableimpact on your financial operations
Direct execution and transparent settlement translate into outcomes finance teams can rely on.
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Reliable local payments
Instant BRL transfers built for business workflows.
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Reliable global payments
Execute local and international transfers with full visibility.
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One account, multiple currencies
Hold, move, and convert funds cross currencies from a single account.
Trusted by industry leaders
Financialoperations, fully under control
Real-time data and controls to monitor FX, payments, and compliance across all operations.
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FX rates
Real-time and historical FX rates across supported currencies.
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Balance
1.0842 USD / EUR
Operational dashboards
Monitor payments, FX activity, and balances in one view.
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Rate update
USD / EUR moved by 0.4%
Rate alerts
Stay ahead of market movements with customizable FX alerts.
Frequently Asked Questions
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What is Fluxo?
Who is Fluxo built for?
Which countries and currencies does Fluxo support?
How do I get started?
How does a standard FX transaction work?
What is Direct FX Negotiation?
Can I track my transactions in real time?
What products does Fluxo offer?
How do international transfers work on Fluxo?
What are local payments on Fluxo?
How does stablecoin settlement work?
How long does a transfer take?
Is there a minimum transaction amount?
Is Fluxo regulated?
How does Fluxo handle KYC and AML?
How are my transactions executed?
Is my data secure?
Take control of your FX operations.
Get more control over FX execution and visibility with modern rails and a streamlined workflow.